Business Funding Made Easy
Today’s Advance is your one-stop shop for immediate short term working capital solutions. More than just a broker and a funding source, Today’s Advance can help get your business on a stronger financial footing with our credit advisory and strengthening programs.
No-Risk, No Obligation Application
Our online application is fast, easy, and no risk to you. Your credit will not be affected by applying for Today’s Advance Business Funding.
Same-Day Decision
Our unique approach to funding can have you funded on the same day you apply. Today’s Advance will give you a first-class experience.
Flexible Payment Terms
Today’s Advance will coustomize your repayment terms to suit your business with terms ranging from 6 months to 6 years.
We’re more than a source of capital for your business
Chances are the last year has been some of the toughest market conditions your business has faced. You may even be in a position where your credit worthiness isn’t quite as strong as you’d like. Today’s Advance offers a free business credit evaluation service in addition to capital financing.
Merchant Cash Advance
A Merchant Cash Advance, or MCA, is a purchase of a portion of a business’s future sales. Each business day or once a week, an automatic, fixed amount is ACH debited to repay the advance. The payments continue until the advance is paid in full. A merchant cash advance is not considered a loan.
MCA Quick Facts
- Funding from $10,000 to $50,000,000
- Minimal Documentation Required
- Quick Approval & Instant Funding
- Early Payoff Discounts
Business Line of Credit
A Business Line of Credit is a revolving credit line where a business can draw increments of working capital as needed. Each draw made has its own repayment schedule that can range from 6 months to 6 years. The best part is that interest is only accrued on the capital drawn from the credit line.
Line of Credit Quick Facts
- Simple Interest Calculstion
- Flexible Repayment Terms
- Credit Lines for All Business Sizes
- Requires Consistent Financials
Commercial Collateral Loan
Leverage the value of your commercial property as collateral against a fast-turnaround loan. Commercial Collateral Loans have the longest terms & highest approval rates. This is made possible with products such as bridge loans, ground up construction loans, fix-and-fix loans, and portfolio refinance.
Commercial Collateral Loan Quick Facts
- Funding from $100,000 to $50,000,000
- Low APR Interest Rates
- Terms up to 30 Years
Invoice Factoring
Factoring is a type of financing that gives businesses the ability to access working capital that is tied up in their outstanding invoices or accounts receivable. These invoices or receivables are removed from the business’ books and are added to the factoring company’s balance sheet at their fair value.
Invoice Factoring Quick Facts
- Funding from $10,000 to $25,000,000
- Quick Approval & Instant Funding
- No Time-in-Business Requirement
Use of Capital
Working Capital
Use the proceeds of your financing to operate your business in almost any way you see fit
Debt Consolidation
Financing from Today’s Advance can be used to repay other debt in to a single payment with better terms
Equipment Financing
Finance new equipment to make your business run more smoothly, lower operating costs, or handle more customers
Partner Consolidation
Today’s Advance can help with corporate reorganizations and restructuring with capital needed for buy outs
Inventory
It takes money to make money, so use capital from Today’s Advance to purchase the inventory you need to succeed
R&D
If you need to invest in new products and services, Today’s Advance can help you secure the capital you need
Upgrades
Succeeding in the online-age takes skill, talent, and capital that Today’s Advance can provide
More
Today’s Advance will work with you to find the right capital options for you and your business for almost any purpose
Have a Question?
Apply Now
Applications are fast, free, secure, and won’t hurt your credit score. Decisions are made the same day a completed application is submitted. Applications approved before noon can fund the same day.